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Insurance

All YFU students coming to the U.S. are required to carry insurance for the duration of their stay. The majority of students are insured through Dr. Walter. Some students are insured through their YFU National Office’s preferred plan, or through scholarship-specific insurance. Please see below to determine which plan applies to your situation.

2025-2026 Dr. Walter Illness & Injury Insurance and Liability Insurance

Policy #: PWG-100007 / YFU Global

All YFU students are on this plan except for grant students (CBYX, YES, & FLEX) and students from YFU Belgium, YFU Denmark, YFU Netherlands, YFU Switzerland, YFU Germany, and ITEA Spain. Please scroll down for plan details regarding these students.

The Dr. Walters policy is administered by Global Excel in the US. Global Excel can be reached at 877.835.6243 or drwalterclaims@globalexcel.com. Students and host families should contact Global Excel before a medical visit and provide GE with the medical provider’s contact information. Global Excel will contact the provider and attempt to set up direct, cashless billing services. If a provider refuses to see a student, please ask the provider to call 877.835.6243.

ASPE PLAN FOR CONGRESS-BUNDESTAG (CBYX), FUTURE LEADERS EXCHANGE (FLEX) & YOUTH EXCHANGE AND STUDY (YES) STUDENTS

CBYX, FLEX and YES students are enrolled in the ASPE insurance plan provided by the U.S. Department of State. The plan is administered by Seven Corners. All students receive temporary ID cards and plan materials prior to departure for the USA. CBYX, FLEX and YES students will receive their official ID cards and plan materials in a mailing from YFU USA shortly after their arrival.

Each student has a different policy number beginning with “PD.” This can be found on the student’s insurance card/coverage document and is referred to as “MyPlan ID” or “ID#.”

YFU PARTNER INSURANCE PLANS

Students from the partner offices below are insured under plans provided by their sending office. Please find plan information and documents below. These students are provided insurance materials prior to their departure for the USA.

YFU Belgium

YFU Netherlands

  • Handbook
  • Summary
  • Claim Form
  • Dutch students are legally required to keep their Dutch health insurance while they are on program.
  • YFU Netherlands provides an additional, supplemental policy called “Tasman” to cover any additional costs not covered by the Dutch insurance.
  • Tasman is administered by GMMI in the US.
  • Each student has a different policy number, found on their coverage certificate
  • Phone: 1-800-694-9832
  • Website: https://www.tasmanverzekeringen.nl/klantenservice/schade-melden/
  • Students are asked to contact GMMI before any medical treatment in the US and provide the info for their Dutch insurance and the Tasman policy

ITEA Spain

    • Policy #: Each student has a different policy number, found on their coverage certificate.
    • *Only students from the ITEA office in Spain are covered by this policy; students from YFU Spain are covered by Dr. Walter (info below)
    • Summary
    • Handbook
    • Contact Info: 1-929-547-4060; reclamaciones@europ-assistance.es

YFU Denmark

YFU Switzerland

YFU Germany

Policy #: PWG-100007 / YFU Deutschland

AMERICAN STUDY ABROAD INSURANCE 2025-2026

Study Abroad Students (all countries except Germany)

Policy #: PWG-100007 / YFU Global

Study Abroad Students to Germany

CBYX Scholars Hosted by GIVE have Dr. Walters Insurance

All Students Hosted by YFU Germany (CBYX and Non-CBYX) have HanseMerkur Insurance