Insurance for International

Students in the United States

Most YFU students hosted in the US are covered by the Aetna & Generali plans described here.

 

The YFU students hosted in the US, as noted below, are enrolled in different plans:

  •   Congress-Bundestag (CB)

  •   Youth Exchange and Study (YES)

  •   YFU partner country students from: Australia, Belgium, Denmark, Finland, Netherlands, Norway, Spain, and Sweden

Aetna Medical & Generali Liability

YFU USA Group Insurance 2011-12

Access plan documents and information via these links:

Aetna Medical & Generali Liability Plan Summary

Obtaining Medical Care & Claims Directions

FAQs on Aetna Medical & Generali Liability Policy

Aetna Medical Claim Form

Aetna Prescription Claim Form

2011-12 YFU Aetna & Generali Insurance Handbook:

English  German   French   Spanish

Contact Aetna for medical providers or claims status:

If a student's ID card has not arrived in the mail yet, students may call Aetna with their name and date of birth to confirm coverage and make inquiries.

Aetna Customer Service - Tel: 1.888.295.9793
(8:30am -5:30pm Mon-Fri, EST)

On Call International - Tel: 1.866.525.1956
(24/7 emergency assistance and medical provider search)

Provider locator:
www.aetna.com/docfind/custom/studenthealth/index.html

  • Pre-authorization for medical care is not required. Aetna will indicate providers who bill Aetna directly.
  • If an in-network provider is not available, students may seek care outside the network; however, Aetna pays only the reasonable and customary charges. Students and their natural parents are responsible for any amount above that.
  • Students may be required by the medical provider to pay the medical bill in full and file a claim for reimbursement through Aetna.

Request an Aetna replacement ID card via this link: https://www.compassstudenthealthinsurance.com/yfu

Website: www.aetnastudenthealth.com

Contact Compass Benefits for Generali liability plan or claims:

Compass Benefits Customer Service - Tel: 1.800.767.0169 x 23

Website: www.compassbenefits.com/yfu

ASPE Plan for

Congress-Bundestag (CB) &

Youth Exchange and Study (YES) Students 

YFU German CB and YFU YES students are enrolled in the ASPE plan provided by the US Department of State.  The plan is administered by Seven Corners.  CB students receive ID cards and plan materials from YFU Germany prior to departure for the USA.  YES students receive ID cards and plan materials in a mailing from YFU USA, shortly after arrival.

 

Access ASPE plan documents via the links below:

ASPE Plan Summary

ASPE Claim Form

ASPE Insurance Handbook


Contact Seven Corners for ASPE providers, claims, and ID cards:

Customer Service Tel: 1.800.461.0430

Website: http://usdos.sevencorners.com/

Check claims and request replacement ID cards: https://myplan.sevencorners.com/default.login.cfm

YFU Partner Insurance Plans 2011-2012

Students from the countries listed below are insured under separate plans provided by the students' YFU National Offices. These offices provide insurance materials to the students prior to departure for the USA.

Click on the links below to view insurance documents specific to these YFU country partners.

Australia and New Zealand

* Summary
* Claim Form
* Handbook

Belgium

* Summary
* Claim Form
* Handbook

Denmark

* Summary
* Claim Form
* Handbook

Finland

* Summary
* Claim Form
* Handbook

Netherlands

* Summary
* Claim Form
* Handbook

Norway

* Summary
* Claim Form
* Handbook

Spain

* Summary
* Claim Form
* Handbook

Sweden

* Summary
* Claim Form
* Handbook

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