Insurance for International

Students in the United States

YFU USA Group Plan for 2010-11

Aetna Medical and Generali Liability Insurance

All YFU students hosted in the US, except the groups noted below, are covered by this plan.

Access plan documents and information via these links:

Aetna Medical & Generali Liability Plan Summary

Obtaining Medical Care & Claims Directions

FAQs on Aetna Medical & Generali Liability Policy (new for 2010-11)

Aetna Medical Claim Form

2010-11 YFU Aetna & Generali Insurance Handbook:

English  German   French   Spanish

Contact Aetna for medical providers or claims status:

If a student's ID card has not arrived in the mail yet, students may call Aetna with their name and date of birth to confirm coverage and make inquiries.

Aetna Customer Service - Tel: 1.888.295.9793
(8:30am -5:30pm Mon-Fri, EST)

On Call International - Tel: 1.866.525.1956
(24/7 emergency assistance and medical provider search)

Provider locator:
www.aetna.com/docfind/custom/studenthealth/index.html
Pre-authorization for medical care is not required. Aetna will indicate providers who bill Aetna directly. If an in-network provider is not available, students may seek care outside the network; however, Aetna pays only the reasonable and customary charges. Students and their natural parents are responsible for any amount above that.  Students may be required by the medical provider to pay the medical bill in full and file a claim for reimbursement through Aetna.

Request an Aetna replacement ID card via this link: https://www.compassstudenthealthinsurance.com/yfu

Website: www.aetnastudenthealth.com

Contact Compass Benefits for Generali liability plan or claims:

Compass Benefits Customer Service - Tel: 1.800.767.0169 x 23

Website: www.compassbenefits.com/yfu

Congress-Bundestag Students - ASPE Plan

YFU German Congress-Bundestag program students are insured on the ASPE plan provided by the US Department of State. YFU Germany provided insurance materials to the students prior to departure for the USA.

Access ASPE plan documents via the links below:

ASPE Plan Summary

ASPE Claim Form

ASPE Insurance Handbook


Contact Seven Corners for ASPE providers, claims, and ID cards:

Customer Service Tel: 1.800.461.0430

Website: http://usdos.sevencorners.com/

Check claims and request replacement ID cards: https://myplan.sevencorners.com/default.login.cfm

Alternate YFU Partner Insurance Plans

Students from the countries listed below are insured under separate plans provided by the students' YFU National Offices. These offices provide insurance materials to the students prior to departure for the USA.

Click on the links below to view insurance documents specific to these YFU country partners.

Australia and New Zealand

* Summary
* Claim Form
* Handbook

Belgium

* Summary
* Claim Form
* Handbook

Denmark

* Summary
* Claim Form
* Handbook

Finland

* Summary
* Claim Form
* Handbook

Netherlands

* Summary
* Claim Form
* Handbook

Norway

* Summary
* Claim Form
* Handbook

Spain

* Summary
* Claim Form
* Handbook

Sweden

* Summary
* Claim Form
* Handbook

Adobe Reader is required to view PDF files. This is a free program and is available for download from the Adobe web site. Follow the download directions on the Adobe web site to get your copy of Adobe Reader.