Benefit Summary For Full-Time Employees

YFU USA offers benefit options to employees working in a regular year-round full-time position.

Health Insurance/
Prescription Program

CareFirst Medical Insurance - PPO or High Deductible Health Plan. Website: www.carefirst.com
Eligibility: coverage available the first of the month following employment. Employee/Employer-paid premium

Vision Plan

VSP - Employee paid

Dental Insurance

Guardian Insurance. Website: www.guardiananytime.com
Employee/Employer-paid premium

Life Insurance

UNUM Group Life Insurance
Life insurance premium paid 100% by employer for full-time employees / Employee Assistance Program provided through UNUM

Short Term/Long Term
Disability Plans

UNUM Life Insurance Company
Disability premiums paid 100% by employer

Supplemental Life Insurance
(Voluntary)

Additional Life Insurance coverage available. Employee paid

Holidays

11 paid holidays

PTO (Paid Time Off)

PTO covers vacation/sick/personal/emergency leave.
Accrual:

  • 20 days per 12 months through 5 years
  • 25 days per 12 months – 6 through 9 years
  • 30 days per 12 months – 10+ years

Tax Deferred Annuity Plan

TIAA-CREF GRA and SRA Accounts
Group Retirement Annuity/Group Supplemental Retirement
Enrollment available for employees first of month after date of employment. Employee/employer contribution plan available for GRA

Additional Benefits

Direct Deposit; Flexible Spending and Health Saving Accounts. YFU USA also provides other insurance in the form of worker’s compensation insurance, unemployment insurance and employer match of FICA tax.

Benefits may change as deemed appropriate by YFU USA, Inc

Insurance / leave benefits are not available for seasonal or temporary staff